10 Essential Steps for a Strong Financial Year
The first weeks of a new year set the tone for everything that follows. We've put together a checklist to help you start 2026 financially strong.
YOUR 2026 FINANCIAL CHECKLIST
☐ Review and update your household budget
☐ Maximize 401(k) contributions (2026 limit: $23,500)
☐ Fund your IRA ($7,000 limit; $8,000 if 50+)
☐ Review beneficiary designations
☐ Check your emergency fund (3-6 months’ expenses)
☐ Review insurance coverage needs
☐ Gather tax documents as they arrive
☐ Schedule your Annual Dashboard meeting as soon as you receive your invitation
☐ Review your estate planning documents
☐ Set 2-3 meaningful financial goals for the year
Questions about any of these items? We're here to help you check each box with confidence.
IMPORTANT DISCLOSURE INFORMATION
Past performance is no guarantee of future results. Different types of investments involve varying degrees of risk. Therefore, there can be no assurance that the future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended and/or undertaken by Advocates Wealth Planning (“Advocates Wealth Planning”), or any non-investment related content, will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Neither Advocates Wealth Planning’s investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if Advocates Wealth Planning is engaged, or continues to be engaged, to provide investment advisory services. Advocates Wealth Planning is neither a law firm, nor a certified public accounting firm, and no portion of its services should be construed as legal or accounting advice. Moreover, no portion of this discussion or information serves as the receipt of, or a substitute for, personalized investment advice from Advocates Wealth Planning. A copy of our current written disclosure Brochure discussing our advisory services and fees is available upon request or at www.theadvocateswealth.com. The scope of the services to be provided depends upon the needs and requests of the client and the terms of the engagement.
Please Remember: If you are an Advocates Wealth Planning client, please contact Advocates Wealth Planning, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, or if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services. Unless, and until, you notify us, in writing, to the contrary, we shall continue to provide services as we do currently.